Schedule of Events

Fall Symposium 2018



  • Thursday Oct 18, 2018
  • Start Time: 7:30AM
  • End Time: 4:15PM
  • Corporate College East, 4400 Richmond Rd, Cleveland, OH 44128


Register HERE


2018 FPA NEO Fall Symposium

Enjoy a full day of quality continuing education and networking with fellow FPA Northeast Ohio financial planning professionals. Participate with experts from around the country on timely topics that affect you and your practice!

Cost to attend: 
FPA NEO Member: $175.00
Non-Members: $225.00
Full-Time Students: $75.00

 

Registration closes October 15 or when sold out!
Reserve your spot today!

7:30 AM  Registration / Exhibit Area Open / Breakfast

8:00 AM  Announcements / Introduction of Exhibitors

Untitled


 8:15 – 9:05 AM “Everything You Ever Wanted to Know About Lifetime RMDs… And More”
A sound understanding of the RMD rules by advisors is a necessity, as RMDs are one aspect of retirement distribution planning that impacts nearly all clients at one point or another. Add to that the mass of Baby Boomers – the first of which are now 70 ½ – who need RMD help and it’s easy to see a golden opportunity awaits the educated advisor. Sadly though, evidence shows that most advisors vastly overestimate their knowledge of core RMD rules, which can lead to disastrous consequences.  In this program, advisors will learn about RMDs from the “ground up” to ensure they can give sound advice for years to come. Special focus will be paid to the intricacies and nuances of this deceivingly complex aspect of the law so that advisors can help clients correct mistakes that have already occurred and avoid others before they even happen.

1 CE: CFP®, CPA

Jeffrey Levine, CPA/PFS, CFP®, CWS®, MSA 

Jeffrey Levine, CPA/PFS, CFP®, CWS®, MSA is the Director of Advisor Education for Kitces.com, a leading online resource for financial planning professionals, and also serves as the CEO and Director of Financial Planning for BluePrint Wealth Alliance LLC, a Registered Investment Adviser, where he drives the firm’s vision of delivering a unique, modern approach to the financial, tax and estate planning. Jeffrey is a recipient of the Standing Ovation award, presented by the AICPA Financial Planning Division for “exemplary professional achievement in personal financial planning services.” He was also named to the 2017 class of 40 Under 40 by InvestmentNews, which recognizes “accomplishment, contribution to the financial advice industry, leadership and promise for the future.” Jeffrey is a regular contributor to Forbes.com, numerous industry publications, and is regularly sought after by journalists for his insights.


 9:05 – 9:30 AM Break with Exhibitors

 9:30 – 10:20 AM “Life Satisfaction in Retirement”
Retirement planning involves a unique set of challenges for advisers including an unknown planning period, investment returns, lifestyle, and physical and cognitive decline.  This session will include a discussion of trends in longevity, new research on the stages in retirement, spending and time use patterns, and life satisfaction.  A comprehensive retirement plan incorporates both financial and lifestyle goals, and this session will provide insight into how an advisor can help clients get the most out of the this life cycle stage.

1 CE: CFP®, CPA

Michael Finke, Ph.D., CFP®

Michael Finke, Ph.D., CFP® is the Dean and Chief Academic Officer at The American College of Financial Services.

Dr. Finke completed his doctorate in consumer economics at The Ohio State University in 1998 and in finance from the University of Missouri in 2011.  Before serving as the Dean and Chief Academic Officer, he was the director of the Retirement Planning and Living Center program and the director of graduate studies at Texas Tech and at the University of Missouri.

His research includes studies of retirement savings and investment behavior, optimal retirement income and annuitization strategies, regulation of financial advice, financial literacy in old age, and most recently of life satisfaction among retirees.  He received the award for the most influential paper published in the Journal of Financial Planning in 2013 and 2014.

Dr. Finke also writes monthly articles translating academics topics for practitioners in his role as contributing editor for Research Magazine.  He is a frequent speaker at academic and financial services conferences on retirement topics and is considered one of the leading experts on income strategies and planning issues related to aging.


 10:20- 10:50 AM Break with Exhibitors

 10:50 – 11:40 AM “Estate Planning in the Modern Age”
In recent years, the rise of the Federal estate tax exemption has dramatically reduced the scope of “traditional” estate planning. Nevertheless, financial advisors can continue to provide an extraordinary amount of value in the overall estate planning process. In this session we’ll explore the paradigm shift in end-of-life tax planning, which has changed the focus from estate tax minimization, to basis management and planning to minimize income tax liability. We’ll also explore how the rise of the digital world has created a new wrinkle for estate planning: how to effectively transition “digital” assets, which may include assets with a monetary value, as well as assets with “just” personal or sentimental value, such as social media profiles and digital photos, and online subscriptions.

1 CE: CFP®, CPA

Jeffrey Levine, CPA/PFS, CFP®, CWS®, MSA 


12:00 – 1:00 PM Lunch

 1:00 – 4:10 PM Exhibitor Area Open

 

Afternoon Sessions


CANDURA
PROGRAMS
These sessions run simultaneously with Breakout Sessions

1:00 – 2:50 PM “New Standards for a Fiduciary World: Understanding CFP® Board’s Revisions”
  This interactive course will educate CFP® professionals on CFP Board’s new Code of Ethics and Standards of Conduct effective October 1, 2019.

At the end of the course, participants will be equipped to: 1. Identify the structure and content of the revised Code and Standards, including significant changes and how the changes affect CFP® professionals. 2. Act in accordance with CFP Board’s fiduciary duty. 3. Apply the Practice Standards when providing Financial Planning. 4. Recognize situations when specific information must be provided to a Client. 5. Recognize and avoid, or fully disclose and manage, Material Conflicts of Interest.

2 CE: CFP® Ethics, CPA, OH Insurance

Dan Candura, CFP®

Dan Candura, CFP® provides financial advice and education to consumers and financial professionals. He is founder of his own education and consulting firm Candura Group, LLC. In that role he provides ethics training across the United States , Canada and Europe through in-person courses and webinars. As President of Penny Tree Advisers. LLC, a Registered Investment Advisory firm in Massachusetts, Dan provides personal financial planning for consumers and litigation support for attorneys. Dan taught financial planning, insurance planning and retirement planning in the Sawyer School of Business at Suffolk University in Boston and is also a FINRA arbitrator. Dan serves as the CFP® Ambassador for the Boston area. Dan writes a monthly column “Ask the Ethicist” for Investment News and appeared as a featured expert on the PBS documentary Retirement Revolution. He has been profiled in The Journal of Financial Planning, Investment News, and quoted in The NY Times and other publications. In 2015, Dan appeared on the cover of both the NAPFA Advisor and Investment News. Dan served on the Board of Directors of The Certified Financial Planner Board of Standards, Inc. from 2004 through 2008 and is a past Chair of the Board of Professional Review. He chaired the Task Force on CE & Competency for CFP Board. He is a member of the Financial Planning Association and a NAPFA registered financial planner.


 3:20 – 4:10 PM “Boom or Bust: Aging in America”
The course explores the topic of aging in America and the financial exploitation of seniors and other vulnerable adults. At the conclusion of the program: 1. Participants will understand the demographic changes taking place in the US. 2. Participants will recognize the types of financial exploitation affecting seniors and other vulnerable adults. 3. Participants will understand their role in identifying and reporting possible exploitation of vulnerable adults.

1 CE: CFP®, CPA, OH Insurance

Dan Candura, CFP®


 2:50 – 3:20 PM Afternoon Break with Exhibitors

 BREAKOUT SESSIONS These sessions run simultaneously with presentations by Dan Candura listed above.

 Breakout #1
1:00 – 1:50 PM
“Update on 529s”
  Join Tim Gorrell, Executive Director of Ohio’s 529 College Savings Plan, CollegeAdvantage, as he gives highlights on how the program works.  Tim will give updated information regarding the newly increased tax deduction from $2,000 to $4,000. He will also explain how Ohio’s 529 plan can be used to cover tuition for grades K-12.

1 CE: CFP®, CPA

Timothy C. Gorrell, College Advantage

As executive director of the Ohio Tuition Trust Authority, Tim Gorrell is responsible for leading the agency and its 35 employees, recommending and implementing the investment strategy as approved by an 11-member fiduciary OTTA board, and managing the overall operations of the CollegeAdvantage 529 Savings Program. Read more about Tim here


Breakout #2
2:00 – 2:50 PM
“Investing , Your Brain & Behavioral Finance”
  Have you noticed how money can make people funny?  It can cause people to do things that make no logical sense, like buying a stock simply because its price is rising or selling it after its price has fallen significantly.  In this presentation, you will learn how the field of behavioral finance got started, what’s been learned so far and how to use this information to make ourselves and our clients better investors.

1 CE: CFP®, CPA

Steve Benjamin, CEBS, CRPC, Sit Mutual Funds

Steve is the Manager of Investment Advisory Services for Sit Mutual Funds.  He works with individuals who are preparing for retirement and also retirees to set up investment programs and withdrawal strategies.  He also works with financial advisors, 401(k) plan participants and retirement plan administrators.  Steve is a graduate of Hamline University and is Series 7 licensed.  Before joining Sit Mutual Funds in 1997, Steve worked in retirement plan administration, marketing and sales at Ameriprise for 9 years and Securian for 1 year.  Over the years, he has spoken to a number of groups on a variety of topics.


 Breakout #3
3:20 – 4:10 PM
“An Inside Scoop to Business Insurance”
  Business operations are impacted by many forces, creating new and different risks. How should your client’s insurance protection change to mitigate these risks?  This course provides a high-level overview of business insurance and its most misunderstood coverages; it also examines the importance of regularly reviewing business contracts and operations with a knowledgeable insurance professional. As a financial advisor, you will further your knowledge and be able to effectively communicate to your clients how insurance is not just necessary, but a valuable financial tool. Helping your clients build and protect their wealth has many more facets if they are a business owner.

1 CE: CFP®, CPA, OH Insurance

Michelle L. Hirsch, Brunswick Companies 

Michelle Hirsch is the Sr. Vice President of Brunswick Companies, the third-generation family-owned insurance and risk management consulting firm serving clients nationwide. She manages and oversees Brunswick’s key business development, client relationships and overall business operations. Michelle provides Property & Casualty insurance services to companies (from start-up’s to publicly traded companies) as well as aspiring and accomplished individuals, families and professional athletes. She received her bachelor’s degree from Penn State University and her MBA from Case Western University Weatherhead School of Management. Michelle was part of the Cleveland Crain’s Business 20 in Their 20’s in 2008 and 40 Under 40 in 2017. In her spare time, she is an active volunteer and currently sits on several  non-profit boards. Michelle and her husband Evan have two children.


  *Please note, you may choose to attend all or a combination of the Ethics Programs or Breakout Sessions. You will mark your preferences during registration.

Continuing education information: FPA NEO will request credit for these programs, which will total six hours of CE from the CFP® Board of Standards for CFP® designation holders with the opportunity for 2 ethics credits. FPA NEO will also request credit for up to six hours of CE from the Ohio Department of Insurance (credit depends on which programs you attend. A general certificate of completion and one for CPA designees who feel the programs satisfy their continuing education requirements will also be available.

Questions? Contact FPA NEO at 216-298-9095 or admin@fpa-neo.org.