Learning Objectives:

• Where is COVID‐19 heading in terms of the economy
• What will policy look like post‐election
• What are the Fed’s next moves
• How to position portfolios in a low interest rate environment

 

CE Credit:  1 CFP CE Credit available!
Speaker: Brian Quinn, Guggenhiem Investments— Mr. Quinn is a Product Specialist on Guggenheim Partners’ Product Development and Management team, responsible for covering Guggenheim’s active fixed income strategies. He joined Guggenheim in 2017. Prior to joining Guggenheim, Mr. Quinn was a Portfolio Specialist for Newton Investment Management, a BNY Mellon company, covering multi‐asset absolute return and global equity strategies. He also spent two years serving as the Regional Team Lead on BNY Mellon’s Mutual Fund sales desk. He started his career at Credit Agricole Corporate & Investment Bank in New York, focusing on corporate advisory and origination of IPOs, Convertible Bonds, and Share Buybacks. Mr. Quinn earned a B.S. in Finance and Leadership from Boston College’s Carroll School of Management. He has earned the right to use the CAIA designation and is a member of the CAIA association, and was involved in forming the association’s latest curriculum.

When: Friday, November 20th
Time: 12:00pm Mountain Time (US and Canada)

Location: Zoom–please see the email sent out on November 9th for Zoom details–click on the provided link at 11:55am on November 20th.

Learning Objectives:

• Learning Objectives:
• History of Medicare
• What does Medicare cover
• When do clients sign up for Medicare
• What do your clients pay for Medicare
• Beyond Medicare – Part C & Part D
• Medicare Advantage
• Medicare Supplemental
• Helping w/ Pro Bono -Making a difference in the community we serve
• Have a Plan with your Medicare customers

 

CE Credit:  This program does not qualify for CFP CE Credit
Speaker: Bruce Lindsay– As Market Manager of Colorado Central for UnitedHealthcare, Bruce Lindsay is responsible for managing the Medicare Solutions portfolio to help seniors live a healthier life.  Bruce is an 11-year veteran of the insurance industry, specializing and leading sales team.  He finds it a privilege to help listen, guide, and teach medicare beneficiaries their options to ensure they choose the right plan for coverage.  Bruce earned a BS degree at the University of Wisconsin-Platteville. As Market Manager of Colorado Central for UnitedHealthcare, Bruce Lindsay is responsible for managing the Medicare Solutions portfolio to help seniors live a healthier life.  Bruce is an 11-year veteran of the insurance industry, specializing and leading sales team.  He finds it a privilege to help listen, guide, and teach medicare beneficiaries their options to ensure they choose the right plan for coverage.  Bruce earned a BS degree at the University of Wisconsin-Platteville.

When: Friday, October 30th
Time: 12:00pm Mountain Time (US and Canada)

Location: Zoom–please see the email sent out on October 25th for Zoom details–click on the provided link at 11:55am on October 30th.

 

   

Program Description:  Understanding what retirees want and what keeps them up at night remain critical elements for financial professionals to solve for retirees. In this session, presented at FPA Annual Conference 2019, planners will learn about the myths and biases that surround these questions and how to protect retirement income that mitigates longevity risk. Mitigating longevity risk is an asset relocation story. Building asset location that creates both promised based and market based income sources that create a safe withdrawal rate from market based assets and a base level of income that cannot be destroyed or outlived. High priorities include income flow, discretionary liquidity, growth opportunities and legacy goals.

Presentation Learning Objectives:

• Differentiate between asset allocation and asset relocation
• Compare Promised Based vs. Market Based income solutions
• Explain longevity risk and methods of asset relocation that mitigate this risk while providing superior income and growth outcomes

 

Approved for 1 CFP CE Credit!

Speaker: Curtis V. Cloke is an award-winning international speaker, educator and author as a retirement expert. His presentations are entertaining, inspirational and educational. Curtis serves as an Adjunct Instructor for The American College of Financial Services as part of the educational team of experts who helped develop curriculum and content for the new online RICP (Retirement Income Certified Professionals) designation program. In 2009, Curtis was also recognized as a top five finalists for “Advisor of the Year” by Senior Markets Advisor Magazine. Lastly, he develops retirement software for the industry and has a deep knowledge of the math and science.

When: Friday, September 25th
Time: 12:00pm Mountain Time (US and Canada)

Location: Zoom–please see the email sent out on September 18th for Zoom details–click on the provided link at 11:55am on September 25th.

    

Program Description: After discussing Social Security rule changes in November 2015, the presenter will present 10 reasons why it is still complicated to determine when clients should claim their benefits. There are now two sets of rules depending upon date of birth and with the SSA’s use of strange dating features, many new retirees have different full retirement ages for retirement and spousal benefits than for survivor benefits. In this course, presented at FPA Annual Conference 2019, learn about clients options to redo a prior claiming decision and other complications  around claiming strategies for widow(er)s younger than 70, for earnings tests, children’s benefits, divorced benefits, disability benefits, and especially pensions from work not covered by Social Security.

Presentation Learning Objectives:

• Describe recent rule changes and strategies related to Social Security changes specifically new rules around date of birth
• Explain the rules affecting and claiming strategies related to earnings tests, children’s benefits, divorced benefits, disability benefits, and survivor benefits
• Define how the WEP and GPO affect benefits for clients that receive a pension from a job not covered by Social Security and their spouses

 

Approved for 1 CFP CE Credit!

Speaker: Dr. William Reichenstein, CFA, is the Head of Research at Social Security Solutions, Inc. and Retiree, Inc. He is Professor Emeritus at Baylor University. He has published more than 190 articles and several books including Social Security Strategies, 3rd Edition, with William Meyer.

When: Friday, August 28th
Time: 12:00pm Mountain Time (US and Canada)

Location: Zoom–please see the email sent out on August 6th for Zoom details–click on the provided link at 11:55am on August 28th.

Nathan Johnson is a team lead in the Financial Planner Education Channel for the largest Ginnie-Mae Issuer of HECM Mortgage Backed Securities in the Reverse Mortgage Industry.  With 12 years of industry experience in the retirement income planning space, Nathan has built a career on using proven strategies that provide increased cashflow, decreased risk, and increased legacy value. His ability to communicate advanced planning strategies in an easy to learn format helps many advisors connect the dots between the academic research of Pfau, Kitces, and Evansky with the four most common uses of a reverse mortgage among planners.  Although Nathan primarily works with fee-based and fee-only planners, any advisor will find his strategies helpful for their retiree clients.

This special workshop is designed to educate financial advisors and insurance professionals in regard to the many aspects and uses of annuities to fulfill client goals. At the conclusion, Participants will:

Bill Gaffney – Bill joined the Lincoln Financial Relationship Management team in June 2017 and has five years of experience in the financial services industry. In his current capacity as CE Training Specialist Bill supports business development, marketing, sales, and B2B initiatives for life insurance, annuities, long-term care, and retirement solutions for Lincoln’s Strategic Partner firms. Prior to this position, Bill was an Internal Wholesaler at Pacer ETFs, where he supported 3 states in the distribution of ETF sales. Bill holds FINRA Series 7 and 63 registrations, and state life and health licenses. He received a BS in Business Management from West Chester University. In his free time, Bill enjoys his playing Golf, Ice Hockey, and enjoying time with his family.

 Ben Rizzuto, CFP is a Retirement Director for Janus Henderson Investors. In this role, he works with financial advisors, platform partners, Janus Henderson colleagues, and clients to find solutions to today’s increasingly difficult retirement issues. Ben also contributes to the dialogue surrounding these issues as host of the Plan Talk podcast and through periodic posts to the Janus Henderson Blog. Prior to joining Janus in 2014, he worked as a business development consultant for Jackson National Life, where he helped financial advisors grow their fee-based practices.

Ben received his BA degree in political science from the University of Colorado – Boulder and an International MBA with concentrations in finance and Italian from the University of South Carolina, Darla Moore School of Business. He holds FINRA Series 7 and 66 securities licenses and the Chartered Retirement Plans Specialist (CRPS^®) designation. He has 15 years of financial industry experience.

The Savvy Life is a day-to-day financial education company. There are three different ways we work as an outside resource for financial advisors:

• Cash Flow Planning – Including training clients how to live within those spending plans.

• Speaking – Topics related to purposeful spending and purposeful living

• Webinars – Individual webinars and a webinar series

Whether we are working one-on-one with a client or giving a presentation, our goal is to teach people how to find more money to build a strong financial foundation while they enjoy the journey.

We work with clients of all different income levels and levels of financial success to help them create a plan for their day-to-day finances that captures as much of their surplus income as possible. We also help them to simplify what has often become a complex system of managing their day-to-day financial life from paying bills to purchasing groceries and clothes.