Chapter Meetings



July 2020 – FPA SoCo Chapter Virtual Event – Investigating the Role of Whole Life Insurance in a Lifetime Financial Plan

 

Program Description: This presentation, from FPA Annual Conference 2019, goes into greater depth about two retirement income approaches: using an aggressive investment portfolio to seek greater returns through the risk premium, and using an integrated strategy for investments with life insurance and annuities to seek greater returns through risk pooling. My research finds that risk pooling tends to be underappreciated as a unique source of returns that is unavailable for an investment portfolio in which the retiree aims to self-manage longevity and market risk through conservative spending.

Presentation Learning Objectives:

  • Differentiating between accumulation and distribution
  • Understanding key retirement risks
  • Surveying the retirement tool landscape with respect to investments and/or insurance

 

Approved for 1 CFP CE Credit

WhenFriday, July 24th
Time12:00pm Mountain Time (US and Canada)

Location: Zoom–please see the email sent out on July 8th for Zoom details–click on the provided link at 11:55am on July 24th.


May 2020

June 2020 – FPA SoCo Chapter Virtual Event – Having Difficult Conversations with Clients – The Basics of Behavioral Coaching

 

Program Description: In this presentation, designed especially by and for financial planners, FPA has partnered with the Financial Therapy Association to offer education that will help practitioners effectively work with clients through the most commonly identified life changing situations. Created by a financial therapy experts and financial planners, the series focuses on three different emotional events, detailing researched therapeutic techniques and case studies that any financial planner can use immediately in their practice. Gain a deeper understanding of behavioral coaching, the Vanguard Advisor’s Alpha tenet that can provide the most value for your clients. Learn why consumers’ typical, ratings-driven approach to decision-making does not translate well to the investment world. We will discuss the value you add as an effective behavioral coach and how Vanguard can help. Emphasis is placed on the importance of the financial plan and the emotional circuit-breaker role that advisers can play for their clients.

Approved for 1 CFP CE Credit

WhenFriday, June 26th
Time12:00pm Mountain Time (US and Canada) – Join at 11:45am for a quick catch-up prior to the meeting start

Location: Zoom–please see the email sent out on June 12th for Zoom details–click on the provided link at 11:45am on June 26th.


May 2020 – FPA SoCo Chapter Virtual Event – Reaching The Aging Baby Boomer: Making The Transition From Financial Planning to Longevity Planning

 

 

Program Description: As baby boomers age and experience extended longevity they will be demanding more from their financial planners. This session, recorded at the 2019 FPA National Conference, will focus on the issues and concerns that older adults confront and what financial planners must know in order to address and effectively meet their needs. Participants will come to better understand the necessity of offering longevity planning, including long term care and legacy planning as well as inter-generational communication and preparation for end-of-life decisions.

Approved for 1 CFP CE Credit

WhenFriday, May 29th
Time12:00pm Mountain Time (US and Canada)

Location: Zoom–please see the email sent out on May 15th for Zoom details–click on the provided link at 11:55am on May 29th.


April 2020 – FPA SoCo Chapter Virtual Event – Best Practices To Help Your Brand During COVID-19

 

Program Description:  This virtual offering by your local FPA Chapter will explore the best ideas being utilized to deal with the current social-distancing practices. You’ll hear good advice from members of the Chapter Board in a discussion moderated by Craig Carnick, CFP. If you have specific questions or topics of concern, send an e-mail to [email protected] ASAP, and your specific areas will be addressed.

WhenFriday, April 24th
Time11:00am Mountain Time (US and Canada)

Location: Zoom–please see the email sent out on April 15th for Zoom details–click on the provided link at 10:55am on April 24th.

 


Canceled

 

March 2020 – FPA SoCo Chapter Event – How Advisors Can Help Their Clients Achieve Retirement Success

1 CFP Credit Opportunity

 

Here is another opportunity to earn a CFP Credit featuring Nathan Johnson.

Program Description:  Leading retirement researchers have concluded that today’s reverse mortgages, both government-insured and proprietary, can improve a client’s retirement portfolio income efficiency, retirement sustainability, and their legacy. Attendees will receive a detailed analysis of the impact a Reverse Mortgage has on a plan will be demonstrated in MoneyGuidePro, eMoney, and Right Capital. Advanced planning strategies like voluntary mortgage payments on a reverse mortgage can provide funding for longevity or long-term care.  Additionally, attendees will learn how to incorporate home equity into their clients’ holistic financial plans, and how to create reverse mortgage solutions that are tailored to individual client needs.

Upon completion of the program, attendees will be able to:

  • Educate older clients on the basics of the FHA-insured* reverse mortgage (HECM) and new Portfolio Program offerings, as well as clearly present the pros and cons of reverse mortgages.
  • Understand how incorporating a HECM into a financial plan can positively affect client outcomes.
  • Explain to older clients the various uses of a reverse mortgage to help support their retirement expenses through income-tax-free funds†, i.e. line of credit, tenure payments, refinancing an existing mortgage and/or purchasing a new home.
  • Identify what financial strategies should not include a HECM and which clients should avoid HECMs in their retirement planning.
  • Determine suitable timing for older clients to employ a HECM as part of their retirement planning. .
  • Earn 1 CFP CE credit

 

WhenFriday, March 27th
Time11:30 am

Location: Integrity Wealth Advisors office located at 13540 Meadowgrass Drive, COS, 80921.

Please RSVP directly to [email protected] by End of Business on Tuesday, March 24th.

Nathan Johnson is a team lead in the Financial Planner Education Channel for the largest Ginnie-Mae Issuer of HECM Mortgage Backed Securities in the Reverse Mortgage Industry.  With 12 years of industry experience in the retirement income planning space, Nathan has built a career on using proven strategies that provide increased cashflow, decreased risk, and increased legacy value. His ability to communicate advanced planning strategies in an easy to learn format helps many advisors connect the dots between the academic research of Pfau, Kitces, and Evansky with the four most common uses of a reverse mortgage among planners.  Although Nathan primarily works with fee-based and fee-only planners, any advisor will find his strategies helpful for their retiree clients.


February 2020 – FPA SoCo Chapter Event – Annuities – So Much More Than Income!

 

Unique CE Credit Opportunity!

 

Here is another opportunity to earn CE Credits that you do not want to miss presented by Bill Gaffney with Lincoln Financial!

Spend two hours at this FPA Meeting/Workshop and earn ALL of the following!

In a special arrangement with Lincoln Financial and the Success Continuing Education Company you can earn all these CE Credits just by attending the special 2-hour February meeting of the FPA of Colorado Springs.

  • Here’s what you need to do: Download the PDF linked here and follow the directions to register for this workshop
  • Once you register, you’ll then be able to download the pre-study materials for the workshop
  • Arrive at 11:30am for the included lunch–no charge for members or first time guests
  • Attend the class from 12-1pm and earn the minimum CE, 1-hour as shown above
  • Discuss the material and take the exam from 1-2pm
  • Score at least 70% on the exam and you take home all your Colorado Insurance Ethics Requirements plus CFP and/or CLU/ChFC CE Credits as shown above

 

Workshop Title: Annuities – So Much More Than Income

This special workshop is designed to educate financial advisors and insurance professionals in regard to the many aspects and uses of annuities to fulfill client goals. At the conclusion, Participants will:
  • Recognize the risks individuals face when nearing or preparing for retirement, including longevity risk, withdrawal rate risk, market risk, tax risk, and inflation risk
  • Identify the various types of annuities–from fixed annuities, to variable annuities, to fixed indexed annuities, to hybrid annuities
  • Identify problems that are presented, and how the right annuity structure can fulfill those goals and solve those problems

 

WhenFriday, February 28th
Time11:30am – 2pm

Location: Integrity Wealth Advisors office located at 13540 Meadowgrass Drive, COS, 80921.

Please RSVP directly to [email protected] by End of Business on Tuesday, February 25th!

Bill Gaffney – Bill joined the Lincoln Financial Relationship Management team in June 2017 and has five years of experience in the financial services industry. In his current capacity as CE Training Specialist Bill supports business development, marketing, sales, and B2B initiatives for life insurance, annuities, long-term care, and retirement solutions for Lincoln’s Strategic Partner firms. Prior to this position, Bill was an Internal Wholesaler at Pacer ETFs, where he supported 3 states in the distribution of ETF sales. Bill holds FINRA Series 7 and 63 registrations, and state life and health licenses. He received a BS in Business Management from West Chester University. In his free time, Bill enjoys his playing Golf, Ice Hockey, and enjoying time with his family.


January 2020 – FPA SoCo Chapter Event – Seven Principles for Generating Retirement Cash Flows

 

1 CFP Credit Opportunity

 

Here is another opportunity to earn a CFP Credit featuring Ben Rizzuto of Janus Henderson Investors.

Ben will be here to provide a comprehensive overview of information that clients and their advisors should consider when planning income solutions for retirement. This program touches on:

  • Cash Flow Consolidation
  • Portfolio Segmentation
  • Maximizing Social Security Benefits
  • Taxation in Retirement
  • Common Pitfalls of Investing Solely for income

When: Friday, January 24th
Time: 11:30 am

Location: Integrity Wealth Advisors office located at 13540 Meadowgrass Drive, COS, 80921.

Please RSVP directly to [email protected] by End of Business on Wednesday, January 22nd.

 Ben Rizzuto, CFP is a Retirement Director for Janus Henderson Investors. In this role, he works with financial advisors, platform partners, Janus Henderson colleagues, and clients to find solutions to today’s increasingly difficult retirement issues. Ben also contributes to the dialogue surrounding these issues as host of the Plan Talk podcast and through periodic posts to the Janus Henderson Blog. Prior to joining Janus in 2014, he worked as a business development consultant for Jackson National Life, where he helped financial advisors grow their fee-based practices.

Ben received his BA degree in political science from the University of Colorado – Boulder and an International MBA with concentrations in finance and Italian from the University of South Carolina, Darla Moore School of Business. He holds FINRA Series 7 and 66 securities licenses and the Chartered Retirement Plans Specialist (CRPS®) designation. He has 15 years of financial industry experience.


October Event – Everything You Need To Know About The New CFP Rules

 

On Friday evening, October 18, the Colorado Springs Chapter of the Financial Planning Association will present a 1-hour program featuring noted speaker Jeff Rattiner who will provide everything you need to know about the new CFP Ethics rules. If you’re confused, unsure or just plain ignorant of the new requirements that will go into effect in the next 60 days, this session is for you!

Date:            Friday, October 18

Time:            Program at 6:00, Dinner at 7:00

Cost:            Members are FREE for program and dinner and wine,

non-members @ $100

Location:     Marigolds Restaurant   4605 Centennial Blvd    599.4766

RSVP:          Please RSVP to [email protected] ASAP!

 

Jeff Rattiner educates financial advisors on how they can prepare for the CERTIFIED FINANCIAL PLANNER (CFP®) Certification Examination in a boot camp format through his nationally recognized and acclaimed “Rattiner’s Financial Planning Fast Track®” (FPFT) program. FPFT has won critical acclaim as the cover story in Financial Planning Magazine and The Register. His lively and entertaining teaching style has served professionals well for over 28 years. His classes have been held at New York University, The American College, University of California, Metropolitan State College of Denver, The Ohio State University and Arizona State University, and at dozens of financial service companies. He was awarded the “1997 Distinguished Faculty Member-Teacher of the Year” by Community College of Denver. Mr. Rattiner has been a long-time featured speaker to many of the largest financial services companies, CPA firms, consumer companies, and professional financial advisor audiences nationwide. He provides keynote and breakout sessions at conferences, daily corporate in-house training, professional continuing education, consultative services, and one-on-one coaching.

 


August FPA SoCo Chapter Event – CE Credit Opportunity

Here is another opportunity to earn CE Credit featuring a live presentation by Melissa Tosetti, is the Founder of The Savvy Life & author of the international bestseller, Living The Savvy Life.

Melissa will be here to discuss The Power of Cash Flow Planning for your clients and ways she works as an outside resource for Financial Advisors.

When: Friday, August 23rd
11:30-12:00 Lunch/Networking
12:00 – 1:30 Presentation

Location: Integrity Wealth Advisors office located at 13540 Meadowgrass Drive, COS, 80921.

Please RSVP directly to [email protected] by End of Business on Tuesday, August 22nd for lunch, or by Thursday, August 24th for the presentation only.

Bio-Large-Advisor-Lead-Page-237x300.jpg
The Savvy Life is a day-to-day financial education company. There are three different ways we work as an outside resource for financial advisors:
• Cash Flow Planning – Including training clients how to live within those spending plans.
• Speaking – Topics related to purposeful spending and purposeful living
• Webinars – Individual webinars and a webinar series
Whether we are working one-on-one with a client or giving a presentation, our goal is to teach people how to find more money to build a strong financial foundation while they enjoy the journey.
We work with clients of all different income levels and levels of financial success to help them create a plan for their day-to-day finances that captures as much of their surplus income as possible. We also help them to simplify what has often become a complex system of managing their day-to-day financial life from paying bills to purchasing groceries and clothes.

September Luncheon Program

 

CRYPTOCURRENCIES & BLOCKCHAIN – JOSH BROWN, RITHOLTZ WEALTH MANAGEMENT & CNBC

Be Prepared to Answer Your Clients’ Questions About Cryptocurrencies!

Cryptocurrencies are paradigm changers in the financial world. They depend on blockchain technology, which automatically sends an up-to-date copy of a database or ledger to each computer in the blockchain network, creating a shared source of information where once entered, a transaction cannot be changed. Josh Brown will help us explore the potential risks and rewards of cryptocurrencies.


Joshua Brown is the CEO of Ritholtz Wealth Management, a New York City-based investment advisory firm where he helps people invest for the future. 
He has been named by The Wall Street Journal, Barron’s and TIME Magazine as the most important financial follow on Twitter. Josh’s blog, The Reformed Broker, is read by millions of investors, traders and advisors around the world. He is also the author of the books Backstage Wall Street and Clash of the Financial Pundits. His investment advisory firm, based in New York City, is focused on financial planning, retirement solutions, and institutional asset management.

Learning Objectives:

  1. Understand the history and relevance of cryptocurrencies and digital assets for wealth management
  2. Learn what’s involved in use, adoption and ownership of digital assets
  3. Learn how things are evolving in technology and regulatory changes
  4. Understand how to answer clients’ questions and address their concerns about emerging investment opportunities

We’ll also discuss how cryptocurrencies may evolve, and Josh will provide resources to help you learn more and stay abreast of current trends.

Friday September 28, 2018

12pm – 1:30pm

12:00: Presentation, expected to provide 1.0 CFP CEs, 1.0 insurance CEs

Lunch and CE Credit are provided at no cost to members

$20 charge for non-members.

 Location:

Integrity Wealth Management

13540 Meadowgrass Drive, suite #100

Colorado Springs, CO 80921